Saving money habits will improve the quality of life and will help you feel better and to sleep better. One will be happier knowing he/she has some money aside for unexpected expenses and look forward to achieve some of their dreams. Vishav Janini Nidhi Limited has introduced uniquely designed ” Savings Account” to inbuilt the habits of saving among people.

Features of Saving Account

Main Features Saving Account
Minimum DepositRs. 200/- only
Nomination FacilityAvailable
Attractive Rate of Interest5.00%
SMS FacilityAvailable
Savings Account Opening ChargesRS. 200/- one time only.

Salient Features

  1. Nomination Facility available for deposits.
  2. There can be only one Nominee for a deposit account whether held singly or jointly.
  3. A person legally empowered to operate a minor’s account can file a nomination on behalf of the minor.
  4. Applicants can make nomination by filling up the prescribed form.
  5. The nomination details can be changed during the subsistence of the account relationship by filling up prescribed form.
  6. For more details approach your branch.

Documentation Required For Account Opening

Identity ProofAddress Proof
Passport , Aadhaar CardPassport, Aadhaar Card
PAN CardTelephone Bill
Voter ID CardElectricity Bill
Driving LicenseBank Statement with Cheque
Government ID CardCertificate/ ID card issued by Post Office
Photo Ration Card 
Senior Citizen ID Card 


  1. It is mandatory to be a member in the company.
  2. Company will issue 10 (Ten) shares (10/- Rs each) for Saving A/c.
  3. Please produce original document(s) for verification & photocopy of each document.
  4. Mandatory to provide Permanent address and telephone number.
  5. Please avail the nomination facility.
  6. Mandatory to complete the KYC Norms.
* Terms & Conditions apply and all deposit plan only for member/ share holders.