Rs. 10000/-
Time Period | Rate | Maturity |
---|---|---|
366 days – 1 Year 1 Day | 09.00% | 10900/- |
731 days – 2 Year 1 Day | 10.00% | 12000/- |
1096 days – 3 Year 1 Day | 11.00% | 13303/- |
Rs. 25000/-
Time Period | Rate | Maturity |
---|---|---|
366 days – 1 Year 1 Day | 09.00% | 27256/- |
731 days – 2 Year 1 Day | 10.00% | 30006/- |
1096 days – 3 Year 1 Day | 11.00% | 33257/- |
Rs. 50000/-
Time Period | Rate | Maturity |
---|---|---|
366 days – 1 Year 1 Day | 09.00% | 54512/- |
731 days – 2 Year 1 Day | 10.00% | 60013/- |
1096 days – 3 Year 1 Day | 11.00% | 66515/- |
Rs. 100000/-
Time Period | Rate | Maturity |
---|---|---|
366 days – 1 Year 1 Day | 09.00% | 109025/- |
731 days – 2 Year 1 Day | 10.00% | 120027/- |
1096 days – 3 Year 1 Day | 11.00% | 133030/- |
Terms & Conditions:
- It is mandatory to be a member in the company.
- Company will issue 100 shares (10/- Rs each) for FD Plan.
- Minimum FD would be of Rs.10000 and further in multiple of Rs. 1000.
- Interest calculation yearly simple or as per customer requirement compound. (Compounding interest rates are different)
- Currently TDS not Deducted. If TDS deduction required from customer then it will be Paid by Shivatamaj Nidhi Ltd. on Deposit as per provisions and Income tax Act.
- Loan available against deposits up to 80% of deposited amount after Three month from the date of deposit and in exceptional case after one month.
- F.D. will not be premature within first 6 month.
- If F.D. is break/withdrawl after 3 month but before within 6 month no interest will be paid.
- If any person premature its F.D the the person will be paid 2%, less of maturity interest after 6 month to 60 months.
- In case of death of a depositor, the company will repay to nominee or beneficiary the principal & interest, at which it was accepted.