Rs. 10000/-

Time Period Rate Maturity
366 days – 1 Year 1 Day09.00%10900/-
731 days – 2 Year 1 Day10.00%12000/-
1096 days – 3 Year 1 Day11.00%13303/-

Rs. 25000/-

Time Period Rate Maturity
366 days – 1 Year 1 Day 09.00%27256/-
731 days – 2 Year 1 Day 10.00%30006/-
1096 days – 3 Year 1 Day 11.00%33257/-

Rs. 50000/-

Time Period Rate Maturity
366 days – 1 Year 1 Day 09.00%54512/-
731 days – 2 Year 1 Day 10.00%60013/-
1096 days – 3 Year 1 Day 11.00%66515/-

Rs. 100000/-

Time Period Rate Maturity
366 days – 1 Year 1 Day 09.00%109025/-
731 days – 2 Year 1 Day 10.00%120027/-
1096 days – 3 Year 1 Day 11.00%133030/-

Terms & Conditions:­

  • It is mandatory to be a member in the company.
  • Company will issue 100 shares (10/- Rs each) for FD Plan.
  • Minimum FD would be of Rs.10000 and further in multiple of Rs. 1000.
  • Interest calculation yearly simple or as per customer requirement compound. (Compounding interest rates are different)
  • Currently TDS not Deducted. If TDS deduction required from customer then it will be Paid by Shivatamaj Nidhi Ltd. on Deposit as per provisions and Income tax Act.
  • Loan available against deposits up to 80% of deposited amount after Three month from the date of deposit and in exceptional case after one month.
  • F.D. will not be premature within first 6 month.
  • If F.D. is break/withdrawl after 3 month but before within 6 month no interest will be paid.
  • If any person premature its F.D the the person will be paid 2%, less of maturity interest after 6 month to 60 months.
  • In case of death of a depositor, the company will repay to nominee or beneficiary the principal & interest, at which it was accepted.